To grow your business safer...
Radar
Marketshare Analysis
Cross-map the market mapping in the areas of operation with your portfolio for analysis of strategic actions.
Campaign Planning
Discover producers and farms, as well as have a pre-analysis of risks and potential of the region to plan commercial campaigns accurately.
Structured visit records
Structure the field consultant's visit report to obtain actionable insights in the commercial and credit cycle.
Inspector
Background and restrictions
Verify the identity of the grower and ensure that they do not have a history of legal proceedings or legal disputes that may hinder the credit concession through complete information on protests, credit bureaus, registration data, and judicial search in all courts.
Asset evaluation
Enhance the identification of rural properties with automatic search for owned areas and an unprecedented tool that empowers the credit area in identifying leased areas.
Productive profile and cash generation capacity
Evaluate the past of the properties and reconstruct the history of up to 10 harvests with super-precise analysis of the cultivated area and estimates of agricultural production. Identify any financial problems of the producer, understand the financial indebtedness in Sisbacen, and open CPRs to assess the grower's ability to comply with their obligations.
Agricultural risks
Identify possible agricultural risks by evaluating the characteristics of the properties and regions to which the credit will be designated, such as weather conditions and water stress to identify crop failures in the last harvests and agricultural suitability based on the predominant soil type.
Infrastructure
Unprecedented functionality of automatic extraction of IRPF to verify if the producer has the necessary resources to operate the harvest, such as agricultural machinery, implements, installations, and other information.
ESG
Consolidated ESG view of your grower customer portfolio
Simplified analysis for tactical actions
Automatic issuance of certificates and verification of restriction lists
Embargoes and debts: IBAMA, LDI PA, SEMA-MT, Employers' Registry (dirty list).
Deforestation and authorization information
PRODES, DETER, and IBAMA's forest suppression authorizations.
Workflow
Governance of the lending process
Integrate the entire workflow, from filling out the registration form to credit approval and receipt, to optimize the process and ensure efficiency.
Integration with the field team
Digitally connect the field team through the application to register new customers, send documents and credit requests, following the established credit policy.
More automation, less work
Platform integrated with Inspector to avoid rework when filling out data that has already been identified and analyzed automatically.
Rating
Customizable parameterization
Define elimination criteria, weights, and build the Rating and Score according to your policy.
Automation and integration with the Workflow
Use data from the proposal form to calculate automatically.
Calculation of clean limit (pre-approved) and proposal
Reduce approval time for smaller requests with pre-approved limit calculation.
Financing
Monitor
Centralized view of the operation portfolio
Segmentations by risk and term. Average maturity terms, rates, and aging analysis.
Real-time monitoring of operational risk
Alerts for pests, monitoring of planting stages - sowing, emergence, harvest, analysis of abnormal development of plots by remote sensing. Productivity offenders and deterioration of the grower's profile.